Top 10 Things To Expect When Moving To Florida

What to expect when moving to Florida

Are you thinking of making a move to sunny Florida? I’m Jenelle Ferrer, your realtor in Oviedo, Florida. We’ve had an influx of new residents since the pandemic in 2020 and it’s no surprise. It’s an amazing state, but it’s not all beaches and theme parks! I’m here to let you in on the top 10 things that might surprise you about life in the Sunshine State.

1. Sunshine (with a side of humidity)

Number one, sure, it’s always sunny. But be prepared for humidity that could hug you like a damp towel. Embrace the frizz, invest in a portable fan, and remember, sunscreen is your best friend.

2. No state income tax, but we do have property taxes...

Number two, you get to keep more of your hard-earned money thanks to zero state income tax. Woohoo! However, property taxes have gone up drastically the last few years especially with the influx of new residents flooding our state, so do your research before picking your Florida paradise.

3. Beaches, yes, but also springs and manatees!

Number three, it’s true, we’ve got beaches. But don’t forget Florida’s hidden gems: crystal-clear freshwater springs perfect for a dip, floating downstream and gentle giants like manatees cruising the waterways. You might even spot a playful dolphin! It’s definitely one of my favorite parts of Florida.

4. Theme parks (and quirky museums)

Number four, thrills and spills at every corner with Disney, Universal, SeaWorld, and smaller enjoyable theme parks. But also, prepare for the unexpected: museums dedicated to oranges, conch shells, and even… alligators as well as science and art museums you’ll enjoy.

5. Be prepared for rising insurance costs

Number 5, owning a piece of paradise comes with its own set of considerations. Remember, Florida is susceptible to weather events, which can impact home insurance rates, especially because of roofs. Research different options and consider mitigation strategies to help offset potential cost increases like 4 point report or wind mitigation reports. Shop insurance companies annually.

6. Traffic flow might get...expensive

Number six, let’s talk transportation. While Florida boasts scenic highways and coastal cruises, getting around often involves navigating a web of toll roads. Invest in a SunPass, it’ll be your magic carpet ride through toll booths, saving you time and frustration. Trust me, it’s a game-changer, but make sure to add this to your budget, especially if it’s part of your daily commute because it will add up!

7. Outdoor adventures, with a side of sinkholes

Number seven, endless outdoor fun awaits: kayaking in mangroves, biking scenic trails, hiking through trails in our beautiful forests. Just keep an eye out for the occasional sinkhole (they’re real!). While you’ll find them mostly on the west coast, it’s good to research local trails and always let someone know your plans before heading out.

8. Chances are, you may live in a community with an HOA

Number nine, owning a piece of paradise comes with its own set of considerations. Many neighborhoods in Florida have Homeowner Associations (HOAs) with specific rules and regulations. You may love this or you may hate it, but it’s important to familiarize yourself with their guidelines and understand the potential impact on your lifestyle before selecting a community.

9. Yes, we have Hurricanes, but it's easy to prepare

Number nine, yes, Florida embraces sunshine, but also the occasional hurricane. While these powerful storms are a reality, preparation is key. Research your chosen area’s hurricane history, invest in proper storm shutters and supplies, and familiarize yourself with evacuation plans. The great thing about hurricane’s is that unlike earthquakes or tornados, we have plenty of time to prepare and do what it takes to be safe.

10. Gators, yes, but respect their space!

Number ten, gators. This was the number one question I would get from my out of state transfers. Are there gators? Yes of course. IYou might see them in lakes, rivers, even your backyard pond. Rule of thumb: if there’s a body of water, expect that there are gators there. We’re not scared of them, but we definitely respect their space, give them their distance, and remember, they’re wild animals playing an important role in the ecosystem. Admire them from afar and never approach them.


So, there you have it! The top 10 unexpected things about living in Florida. If you’re ready to trade snow shovels for flip-flops and embrace the Sunshine State’s quirks, tolls and all, you’re not alone. We’re one of the fastest growing states in population. While not all of us like that, it’s because we love living where we do but the secret is out. If you’re looking to make Central Florida home, I’m here to help you find your perfect piece of Florida paradise. Call me today 407.801.9914

Leave a Reply

Your email address will not be published. Required fields are marked *